Privacy Policy

1. Introduction

Cartes Capital ("we", "us", or "our") is committed to protecting the privacy of visitors to our website and users of our services. This Privacy Policy describes the types of information we may collect from you or that you may provide when you visit our website, and our practices for collecting, using, maintaining, protecting, and disclosing that information.

By accessing or using our website, you agree to the terms of this Privacy Policy. If you do not agree with the terms described here, please do not use our website or services.

2. Information We Collect

We may collect several types of information from and about users of our website, including:

• Contact information — such as your name, email address, and phone number when you submit a contact form or request information.
• Account information — such as details provided when creating or managing an account with us.
• Usage data — including pages visited, time spent on the site, referring URLs, browser type, and device information, collected automatically as you navigate our website.
• Financial or planning inputs — information you choose to provide in connection with any tools or analysis features offered on our site, provided voluntarily by you.
• Cookies and tracking data — collected via cookies and similar technologies, as described further below.

3. How We Use Your Information

We use the information we collect for purposes that may include:

• Providing, operating, and maintaining our website and services.
• Responding to inquiries, requests, or customer service needs.
• Improving our website, offerings, and user experience.
• Sending administrative information, updates, or communications you have requested.
• Detecting, preventing, and addressing technical issues, fraud, or misuse.
• Complying with legal obligations, where applicable.

4. Cookies and Tracking Technologies

Our website may use cookies, web beacons, and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand where our visitors come from. Cookies are small data files stored on your device that allow us to recognize your browser and capture certain information.

You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of our website may become inaccessible or not function properly.

5. How We Share Your Information

We do not sell your personal information. We may share information in the following circumstances:

• With service providers who perform functions on our behalf, such as hosting, analytics, or communications, under appropriate confidentiality obligations.
• To comply with a legal obligation, court order, or governmental request.
• To protect and defend the rights, property, or safety of Cartes Capital, our users, or others.
• In connection with a business transaction, such as a merger, acquisition, or sale of assets, subject to appropriate safeguards.

6. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we take reasonable steps to securely delete or anonymize it.

7. Data Security

We implement reasonable technical and organizational measures designed to protect the confidentiality, integrity, and availability of information we collect. However, no method of transmission over the internet or method of electronic storage is completely secure, and we cannot guarantee absolute security of your information.

8. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, which may include the right to:

• Request access to the personal information we hold about you.
• Request correction of inaccurate or incomplete information.
• Request deletion of your personal information, subject to certain exceptions.
• Object to or restrict certain processing of your information.
• Withdraw consent where processing is based on consent.

To exercise any of these rights, please contact us using the details provided on our Contact page. We will respond to legitimate requests within a reasonable timeframe, as required by applicable law.

9. Children's Privacy

Our website and services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete such information promptly.

10. Third-Party Links

Our website may contain links to third-party websites or services that are not operated or controlled by Cartes Capital. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

11. International Data Transfers

If you access our website from outside the country in which our servers or service providers are located, your information may be transferred to, stored, and processed in a different jurisdiction with data protection laws that may differ from those of your own country. By using our website, you consent to such transfers where applicable.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will post the revised policy on this page with an updated "Last updated" date. We encourage you to review this page periodically.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out to us via our Contact page.